How Much Does It Cost To Buy a House in 2025?

From escrow to title fees, here’s a real-world look at what you’ll pay before getting the keys and how to avoid surprises at the closing table.

Most people focus on the sale price when they think about buying a home, but that’s only part of the financial picture. The real cost of buying a home includes several key expenses that show up before and during the closing process, and if you’re not prepared, they can catch you off guard. Whether you’re buying with cash or financing, these are the numbers that actually determine what you’ll need to bring to the table.

In this guide, I’ll walk you through the two main categories of homebuying costs: what you’ll need to pay before the closing day and what you’ll be responsible for at the closing table. These costs can vary, but with a clear breakdown and some planning, they won’t come as a surprise.

You can use the timestamps below to jump straight to the section that fits where you are in the buying process.

0:00 – Intro
0:43 – Before the act sale
1:20 – Home inspection
2:47 – Appraisal requirements and pricing
3:27 – Closing costs
3:57 – Closing costs breakdown
4:00 – Lender fees
5:05 – Attorney fees
6:00 – Title fees
7:54 – Prepaid items
9:19 – Buyer commission
10:15 - Summary and closing

When you understand the full scope of these expenses, you can plan more confidently and avoid last-minute stress. With the proper guidance, it’s possible to minimize what you spend out of pocket, sometimes even walking away from the closing table with both the keys and a refund. If you’re ready to take the next step or would like a personalized cost estimate tailored to your goals, I’d be happy to guide you through it.

You can call or text me at (985) 789 8717, email TGroup@kw.com, or visitwww.FindNolaHomes.com to get started.

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